Mortgage

This is the most common type of mortgage program. A fixed rate mortgage offers a very stable monthly interest and principal payment. We offer very competitive fixed rate mortgages while maintaining customer service throughout the life of the loan.

In some instances, the traditional fixed rate residential mortgage does not fit a borrowers financial situation. In those cases, we offer amortizing mortgages with a balloon payment. Balloon loans are short-term mortgages that have some of the same features of a fixed rate mortgage. This loan provides a level payment feature during the term of the loan, but as opposed to the fixed rate mortgages, balloon loans do not fully amortize over the original term. Balloon loans are popular with those expecting to sell or refinance their property within a definite period of time.

Are you in need of a large loan? Our jumbo loan allows for a financing that is larger than what Fannie Mae guidelines allow.

Whether you’re building a new home or adding on to the old one, you’ll probably confront a roomful of construction details. Ease the load and let us help by creating the perfect financing plan for your new project.

Is it time to purchase a new home, but you have not sold your existing home yet? We offer swing loans to facilitate the buying of a new property prior to the sale of an existing property.

Lot/land loans are used to finance the purchase of a developed piece of ground for the purpose of construction at a later date.

Loan options exclusive to qualifying veterans of the Armed Services, those currently in active duty or the reserves, and widows and widowers of veterans.

A Federal Housing Administration (FHA) mortgage is a loan that is government-insured and backed by the FHA.

Geared towards home buyers who live in rural areas who have low to moderate income and no down payment.

A home equity loan lets you borrow a fixed amount of money based on your homes equity. Using your home as collateral, this loan is paid off at a fixed rate through the term of the loan.